Turning 65
Preparing for Medicare for the first time? Get help understanding what happens next and what questions to ask.
Guillermo Hernandez
SBC Senior Benefits Consulting
Personal bilingual Medicare guidance from Guillermo Hernandez.
Understanding Medicare does not have to be confusing. Guillermo helps individuals and families understand their Medicare options—in English or Spanish—so you can make more informed decisions.
Bilingual service. Personal appointments. Clear answers.

You do not have to figure Medicare out alone.
Clear, no-pressure guidance in Oklahoma City.
Local Oklahoma City Agent
Personal guidance from an independent agent serving the Oklahoma City community.
Personal One-on-One Help
Talk through your questions with a real person who takes the time to listen.
Simple Medicare Education
Clear explanations in everyday language—without the jargon.
No-Pressure Conversations
Ask questions, learn at your pace, and decide what feels right for you.
Guillermo can help you review plan options from insurance carriers he is authorized to represent.
Swipe to see more carriers
Carrier and plan availability varies by location, eligibility, and service area. Guillermo does not offer every plan available in every area.
There are different parts, enrollment periods, coverage options, and terminology to understand. Guillermo's role is to help explain the options clearly and answer your questions so you can make an informed decision.
Preparing for Medicare for the first time? Get help understanding what happens next and what questions to ask.
Have questions about your current coverage or want to better understand your options? Start with a simple conversation.
Helping a parent or family member navigate Medicare? Guillermo can help make the information easier to understand.
Guidance
Educational guidance to help you understand common Medicare categories—without the pressure or jargon.
Learn how Medicare Advantage plans work and what questions to ask when comparing options. Clear explanations help you understand the basics before making a decision.
Medicare Supplement (Medigap) policies can help cover certain costs that Original Medicare does not. Get help understanding how these policies generally work.
Prescription coverage can be an important part of Medicare planning. Discuss how Part D and related options fit into the bigger picture.
Approaching Medicare for the first time? Get guidance on what to expect, what to prepare, and which questions are worth asking.
Enrollment periods and timing can feel confusing. Learn about common enrollment windows and what they may mean for your situation.
Already enrolled and have questions about your current coverage? Start with a conversation to better understand your options.
Have questions about any of these Medicare topics?
Book an AppointmentSimple Process
Getting clear answers should feel straightforward. Here is what to expect when you reach out.
Schedule an appointment online or call Guillermo directly to get started.
Discuss your current situation, questions, and what you are trying to understand—by phone or in person.
Receive clear explanations so you can make a more informed decision.

About
Independent Agent · Oklahoma City
Guillermo Hernandez is an independent Medicare agent associated with SBC Senior Benefits Consulting. He works with individuals, families, and adult children who want straightforward help understanding Medicare—in English or Spanish.
Conversations are meant to feel simple, personal, and easy to follow—so you can ask questions and better understand your options. Book a phone or in-person appointment, or call him directly.
When you call or book through this website, you’re working directly with Guillermo.

Family
Spouses, adult children, and trusted family members are welcome to be part of the conversation. Guillermo can help explain Medicare options clearly so everyone feels informed.
Licensed States
Guillermo is licensed to help Medicare beneficiaries in the states listed below. Oklahoma City remains his home market—he does not maintain offices in every state.
Local Advantage
When Medicare feels complicated, it helps to have a local independent agent you can talk with—someone focused on clear explanations and personal service.

Instead of navigating everything alone, you have someone you can contact when you have questions.
Medicare terminology can be complicated. The goal is to explain things in everyday language.
Your questions and situation may be different from someone else's. A one-on-one conversation can help you focus on what matters to you.
Work with someone serving the Oklahoma City community.
Guillermo Hernandez helps individuals and families in Oklahoma City, Mustang, Yukon, and surrounding communities with Medicare questions—in English or Spanish.
Whether you are approaching 65, already on Medicare, or helping a loved one, you can call or book an appointment with Guillermo locally.
Oklahoma City · Mustang · Yukon

Serving
Oklahoma City& surrounding communities
Appointments
Choose a phone or in-person consultation. Your language selection on this site determines which booking calendar you see.
Bilingual Medicare guidance in English and Spanish.

How would you like to meet?
Prefer to talk first? Call Guillermo at (405) 314-1606.
Before certain Medicare discussions, you may need to complete a Scope of Appointment form. Scope of Appointment
FAQ
Short, educational answers to help you feel more prepared. For official Medicare information, visit Medicare.gov.
Medicare is a federal health insurance program primarily for people age 65 or older, and for certain younger people with disabilities or specific conditions. It includes different parts that cover hospital care, medical services, and prescription drugs. For official details, visit Medicare.gov.
Enrollment timing depends on your situation. Many people first enroll around age 65 during their Initial Enrollment Period. There are also other enrollment windows throughout the year. Guillermo can help explain common enrollment periods so you know what questions to ask. Confirm exact dates and eligibility on Medicare.gov.
Turning 65 is often when people first become eligible for Medicare. You may need to decide whether to enroll in Original Medicare, consider additional coverage options, and understand how your current insurance may change. A conversation can help you prepare for the next steps.
Original Medicare includes Part A (hospital) and Part B (medical). Medicare Advantage (Part C) plans are offered by private insurers and typically combine Part A and Part B benefits, often with additional features. The right fit depends on your needs, preferences, and situation. See Medicare.gov for official comparisons.
Medicare Supplement Insurance (also called Medigap) is private insurance that can help pay some costs that Original Medicare does not cover, such as certain deductibles and coinsurance. Policies are standardized by letter in most states. Ask questions before choosing any policy.
Medicare Part D is prescription drug coverage offered through private plans. It can help with the cost of medications. Coverage details, formularies, and costs vary by plan. Understanding how Part D works is an important part of Medicare planning for many people.
Yes. If you already have Medicare and have questions about your coverage, Guillermo can talk through your situation and help explain your options in clearer terms so you feel more informed.
Contact Guillermo to learn more about the consultation process and any applicable costs.
You do not have to sort through everything by yourself. Book an appointment or call Guillermo to get started.
Contact
Book an appointment, call, text, email, or send a short message. We only ask for basic contact details—never your Social Security or Medicare number.
Choose the option that works best for you.
Oklahoma City, Oklahoma